body  {
color: #09367A;
font: 11px Verdana, Arial, Sans serif;
margin:0 10px 30px 0;
background: #fff url(../img/bg_main.gif) repeat-x  0px 93px;
padding-right: 10px;
}

img{border-style:none;}
a {
color: #09367A;
}

.main{
width:995px;
position:relative;
padding-top: 28px;

}

#header {
top: 0px;
left: 0px;
height: 46px;
padding-left: 60px;
background: url(../img/bg_header.gif) no-repeat ;
display: block;
}

#header h1 {
display: none;
}

#header img {
margin:0;
padding:0;
line-height:0;
}

.header-nav{
	padding:2px 28px 4px 19px;
	font:12px Verdana, Arial, Helvetica, sans-serif;
	margin-bottom:49px;
}

.header-nav ul{
	margin:-5px 0 0 -27px ;
	padding:5px 19px 3px 0px;
	list-style:none;
	color:red;
}
.header-nav li{
	float:left;
	padding:0 5px 0 8px;
	color: #09367A;
}

/*.header-nav li:first-child{background:none;}*/
.header-nav li a{
	color:#09367A;
	text-decoration:underline;
}
.header-nav li a:hover{}

#content {
background: #fff url(../img/bg_content.gif) no-repeat 0% 0%;
}

#content h2{
margin:0;
font-size: 20px;
padding-top: 20px;
padding-left: 120px; 
}

#content h3 {
margin:0 0 0 10px;
font-weight: normal;
font-size: 12px;
padding: 20px 0 20px 110px; 
border-bottom: 1px solid gray;
}

 h4 {
font-size: 12px;
padding: 20px 0 10px 120px; 
}

p {
font-size: 12px;
padding: 0 0 10px 150px; 
}

#footer {
margin-top: 40px;
margin-left: 15px;
border-top: 3px solid #09367A;
padding-left:2px
}

#footer  ul{
list-style:none;
margin:0;
padding:0;
}

#footer  ul li{
margin-bottom:10px;
}